Knowledge Base · poly-sim.com

Prediction Markets, Explained

How Polymarket works, what whale traders are, how to read YES/NO odds, the math behind probability markets, and how every poly-sim.com tool helps you see what the crowd is pricing in.

Last updated: April 28 2026 · poly-sim.com

🎯What is a prediction market?

Q1What exactly is a prediction market?

A prediction market is a financial exchange where participants trade contracts whose payoff depends on the outcome of a future event. The price of a contract at any moment reflects the collective probability estimate of that outcome — pooling the information and beliefs of every participant.

If a contract trades at 72¢, the market collectively believes there is a 72% probability the event will occur. When the event resolves, YES contracts pay $1.00 and NO contracts pay $0.00 (or vice versa).

Academic foundation: Prediction markets have been extensively studied. Nobel laureate Friedrich Hayek's price theory and Robin Hanson's futarchy research demonstrate that markets aggregate dispersed information more accurately than any central authority. Philip Tetlock's Superforecasting research confirms this empirically.
Q2Are prediction markets more accurate than polls or expert forecasts?

Yes — consistently, across multiple domains. Studies from Science journal and Tetlock's Good Judgment Project show that well-structured prediction markets outperform:

  • Traditional opinion polls (which measure sentiment, not calibrated probability)
  • Individual expert forecasters (who suffer from overconfidence bias)
  • Media consensus (which lags, anchors, and often sensationalizes)

The reason: participants have skin in the game. Money aligns incentives to be accurate, not merely opinionated. Want to dig deeper? Read our full guide to prediction markets.

Q3What kinds of events can be traded on prediction markets?

Almost any verifiable, time-bound event. On Polymarket you'll find markets covering:

  • Politics: Election results, policy decisions, approval ratings, legislation
  • Geopolitics: Conflicts, diplomatic events, sanctions, territorial changes
  • Finance & Macro: Fed rate decisions, CPI prints, S&P 500 levels, BTC price targets
  • Technology: AI model releases, company milestones, product launches
  • Science & Health: Drug approvals, climate data, space missions

You can explore all active markets on our Poly-Sim Score — 500+ markets rated and searchable.

⛓️How Polymarket works

Q4What is Polymarket?

Polymarket is the world's largest decentralized prediction market platform. It operates on the Polygon blockchain, allowing anyone globally (outside the US) to trade on real-world event outcomes. Collateral is held in pUSD (Polymarket USD) — a 1:1 USDC-backed token settled in native USDC.

Polymarket uses a Central Limit Order Book (CLOB) model — the same mechanism used by professional financial exchanges. Prices are determined by real buy and sell orders, not by an algorithm. This makes Polymarket's prices more reliable than simpler AMM-based prediction markets.

Scale: As of 2026, Polymarket handles hundreds of millions of dollars in monthly trading volume across thousands of active markets. It is the dominant force in the decentralized prediction market space.

🪙What is pUSD?

Q5What is pUSD and why does Polymarket use it?

pUSD (Polymarket USD) is Polymarket's native collateral token on the Polygon blockchain. It is a standard ERC-20 token backed 1:1 by USDC, with the backing enforced onchain by Polymarket's smart contract — no algorithmic peg, no fractional reserve.

Polymarket migrated from USDC.e (a bridged form of USDC) to pUSD in 2025 for better capital efficiency and settlement reliability. All trading activity settles in native USDC. For traders, the experience is identical — you deposit, see a dollar balance, trade, and withdraw.

Think of it like casino chips: you hand in USDC, get pUSD chips worth exactly $1 each, play, then cash out back to USDC automatically on withdrawal. You never touch the chips directly.

Read the full breakdown: What Is pUSD? Polymarket's New Collateral Token Explained →

Q6Is pUSD safe? Can it lose its peg?

pUSD's 1:1 backing is enforced onchain by code — not by Polymarket's balance sheet or a market mechanism. This means:

  • No algorithmic depeg risk — unlike UST/LUNA or other algorithmic stablecoins, pUSD cannot break under market stress
  • No bridge risk — the old USDC.e carried Polygon bridge risks; pUSD eliminates these
  • Remaining risks — Circle custodial risk (same as USDC) and smart contract exploit risk (audited, but tail risk exists)
Not financial advice. All prediction markets carry risk of capital loss. pUSD's stability mechanism is sound, but no digital asset is entirely risk-free.
Q7What happened to my USDC.e balance on Polymarket?

Polymarket automatically migrated all USDC.e balances to pUSD. The dollar value is identical. No action was required from traders — existing balances were converted transparently.

If you've been away from Polymarket for a while and notice your balance shows pUSD instead of USDC.e, this is why. Your funds are intact.

Q7bDoes the pUSD migration affect taxes?

Potentially. The USDC.e → pUSD migration may constitute a token swap event in some jurisdictions, which could be a taxable disposal. In practice, because both tokens are 1:1 USD-pegged with zero gain/loss, the tax impact is likely nil in most cases — but you should document it.

For Polymarket traders with significant activity, we recommend using a crypto tax tool to track all token events. See our Crypto Tax Guide and Tax Estimator Calculator.

⚙️Polymarket mechanics

Q8How does a Polymarket market resolve?

Each market has a defined resolution source established at creation — usually a credible data provider, official announcement, or verifiable news source. When the resolution date passes:

  1. UMA Protocol's optimistic oracle verifies the outcome
  2. YES shares pay $1.00 USDC per share if YES wins
  3. NO shares pay $0.00 if YES wins (and vice versa)
  4. Winnings are automatically distributed on-chain

Learn the full mechanics in our How Polymarket Works guide.

Q9Is Polymarket available in the United States?

No. Polymarket is geo-blocked for US residents due to CFTC regulations on prediction markets as commodity derivatives. It is accessible globally in most other jurisdictions.

Important: poly-sim.com is an analytics and simulation platform only. We do not facilitate trading. All our tools read public Polymarket API data for educational and research purposes. This is not legal or financial advice — consult your local regulatory framework.

📊Reading YES/NO odds

Q10What do YES and NO prices mean?

YES and NO prices are expressed in US cents (¢) and represent probability percentages:

  • YES 72¢ = the market assigns a 72% probability the event happens
  • NO 28¢ = the market assigns a 28% probability it doesn't happen
  • YES + NO always sum to approximately $1.00 (with a small spread)
Example: "Will the Fed cut rates in June?" priced at YES 64¢ means the market collectively estimates a 64% probability of a June rate cut. If it cuts, YES holders profit; NO holders lose.

Our Probability & Odds guide explains how to convert YES% into implied probability and compute your edge.

Q11What is the 24h price change, and why does it matter?

The 24-hour price change shows how much a market's YES probability has moved in the last day. A +8.5% move means the market now prices the event 8.5 percentage points more likely than 24 hours ago — significant new information has likely entered the market.

Our Ripple Effect tool uses these 24h moves to identify "causal chains" — markets where one event is leading a narrative shift and related markets haven't caught up yet. This is where pricing gaps (and opportunities for informed analysis) emerge.

Q12What is the bid-ask spread on Polymarket?

The bid-ask spread is the difference between the highest price a buyer will pay (bid) and the lowest price a seller will accept (ask). On Polymarket's binary markets, typical spreads are 2–6 cents on liquid markets, widening to 10–20 cents on thin markets.

A narrow spread indicates high liquidity and reliable pricing. A wide spread means fewer participants and higher execution cost. Our BTC Strategy Simulator accounts for realistic bid-ask spread and slippage in all its performance calculations.

📚
Go deeper — Prediction Wiki
Full guides on prediction market math, psychology, strategies, and Polymarket mechanics. Written for curious minds, traders, and researchers.
Explore Wiki →

🐋What is a whale?

Q13What counts as a whale trade on Polymarket?

In crypto and prediction markets, a whale is a trader whose positions are large enough to signal strong conviction — and sometimes move markets. On poly-sim.com, we track trades above $1,000 USD by default, with filters for $5k+, $10k+, $25k+, and $50k+.

The largest Polymarket whales regularly open single positions of $50,000–$1,000,000+. These are often well-researched trades by sophisticated participants who believe they have an informational edge.

Track them live: Our Hall of Whales shows every large trade ($5k+) as it happens — position size, market, YES/NO direction, and wallet history.
Q14Should I copy whale trades?

Whale activity is a signal, not a guarantee. Large traders have superior information or analysis in many cases — but they also lose big regularly. Reasons to be cautious:

  • Whales may be hedging other positions, not expressing pure directional conviction
  • Large positions can be wrong — even $500k positions can resolve to zero
  • By the time you see a whale trade, the market has often already adjusted
  • Some whale activity is noise, not signal

The best use of whale data is as a filter — one input among several, not a trade trigger. Read our Whale Trading Psychology guide for a deeper analysis.

Not financial advice. This is simulation and educational content. Prediction markets carry risk of total loss.
Q15Are whale wallets anonymous on Polymarket?

Yes. Polymarket uses Polygon blockchain addresses (e.g. 0x1a2b…f9a0). Wallets are pseudonymous — all trades are publicly visible on-chain, but wallet controllers are not identified unless they publicly reveal themselves.

Our Hall of Whales leaderboard ranks the top wallets by Combo Score (volume × position size × win rate) and our Wallet Tracker lets you deep-dive any specific address.

💹PnL, win rate & the Kelly Criterion

Q16What does "PnL" mean?

PnL = Profit and Loss. It's the net gain or loss from all closed (resolved) positions. A wallet showing PnL: +$14,200 has made $14,200 in net profit across all resolved markets.

  • Positive PnL (green) = net profitable across all resolved trades
  • Negative PnL (red) = net losing position
  • Unrealized PnL = value of open positions at current market price (not yet resolved)

Track any wallet's full PnL breakdown with our Wallet Tracker.

Q17What is win rate, and what's a good win rate on Polymarket?

Win rate is the percentage of resolved positions where the trader ended on the winning side. A win rate of 73% means correct on 73 out of 100 resolved markets.

However, win rate alone is misleading. A trader who bets very small amounts on 90% favorites will have a high win rate but poor returns. The key metric is calibrated edge — how often you're right given the probability you paid.

Example: A 70% win rate on markets priced at 65% YES = positive edge. A 70% win rate on markets priced at 80% YES = negative edge. See our Probability & Odds guide to learn how edge is calculated.
Q18What is the Kelly Criterion and how does it apply to prediction markets?

The Kelly Criterion is a mathematical formula for optimal bet sizing that maximizes long-run bankroll growth. For prediction markets:

Kelly % = (edge) / (odds at risk)

Where edge = your estimated probability − market price. If you believe an event is 75% likely but the market prices it at 60%, your edge is 15 percentage points.

Full Kelly is aggressive — most sophisticated traders use half-Kelly or quarter-Kelly to reduce variance. Read the full math and use the interactive simulator in our Bankroll Management guide.

♟️Prediction market strategies

Q19What strategies work on Polymarket?

Several evidence-based approaches are used by successful prediction market traders:

  • Base rate anchoring: Start with historical base rates before incorporating event-specific information. How often have similar situations resolved YES?
  • Narrative lag trading: Find markets that haven't yet priced in news that's already reflected elsewhere. Our Ripple Effect automates this with AI causal chain analysis.
  • Overconfidence fading: Markets tend to overprice dramatic outcomes and underprice mundane ones. Fading the extreme tail can be profitable.
  • Liquidity timing: Enter positions when spreads are wide (thin liquidity) for better prices, but size smaller due to execution risk.

Read our comprehensive Prediction Market Strategies guide for a full breakdown of each approach with examples.

Q20What is "narrative ripple" trading?

Narrative ripple trading exploits the fact that related prediction markets often reprice sequentially, not simultaneously. When major new information enters the market, a primary "leader" market moves quickly — but correlated "echo" markets lag behind, sometimes by hours.

This lag creates a window where an informed observer can identify which echo markets haven't yet incorporated the information. Our Ripple Effect tool uses AI causal chain analysis and PropScore (0–100) to identify and rank these gaps automatically. This is simulation and educational — not a trading signal.

Q21What is the best Bitcoin 5-minute strategy on Polymarket?

Polymarket's BTC 5-minute binary markets are highly efficient — but our BTC Strategy Simulator tests 60+ algorithms including Mean Reversion, Momentum, Scalp, and Hedge strategies live against real market prices.

Performance varies by market regime. Mean Reversion strategies tend to outperform in range-bound markets; Momentum strategies outperform during trending cycles. The simulator shows live win rates and PnL for all strategies simultaneously — so you can identify which approach fits the current conditions. Simulation only — not real trading.

🔧How our tools work

Q23How does the Whale Hunter detect whale trades?

Our Cloudflare Worker polls the Polymarket CLOB and Gamma APIs every few minutes for large trades. Trades are filtered by minimum size threshold ($1k–$50k+ configurable) and ranked by size and time. Results are cached in Cloudflare KV to minimize API load.

Freshness: Data updates every 5–10 minutes. The "LIVE" indicator reflects when data was last fetched from the API, not the exact moment of each trade.
Q24How does the Ripple Effect PropScore work?

PropScore (0–100) is a composite signal strength metric for echo market opportunities. It combines four factors:

  • Causal keyword strength (0–35): How strongly the echo market's topic is related to the leader market's domain
  • Edge gap (0–25): The gap between expected echo move (based on beta coefficient) and actual echo move
  • Echo liquidity (0–20): Whether the echo market has enough volume for meaningful price impact
  • Direction consistency (0–20): Whether the leader and echo have moved in consistent directions over time

Only echoes with PropScore ≥ 45 are shown. This filters out noise and surfaces only structurally meaningful correlations.

🗄️Data sources & accuracy

Q25Where does poly-sim.com get its data?

All data comes directly from Polymarket's public APIs:

  • gamma-api.polymarket.com — market metadata, prices, volume, categories
  • clob.polymarket.com — real-time order book prices, trade history
  • Polygon blockchain — on-chain trade verification via Polymarket's subgraph

We do not modify or fabricate data. All figures reflect real Polymarket market prices and volumes. Our Cloudflare Worker aggregates and caches this data with typical freshness of 2–15 minutes depending on the tool.

Q26Is poly-sim.com affiliated with Polymarket?

No. poly-sim.com is an independent analytics and education platform. We are not affiliated with, endorsed by, or connected to Polymarket Inc. in any way. We use Polymarket's public API under their standard terms.

Disclaimer: poly-sim.com provides simulation, analytics, and educational tools only. Nothing on this site constitutes financial, investment, or legal advice. Prediction markets carry significant financial risk including total loss of capital. See our full Disclaimer.
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