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  <!-- ══ HOMEPAGE ══ -->
  <url>
    <loc>https://poly-sim.com/</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://poly-sim.com/"/>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>poly-sim.com — Polymarket Intelligence Hub</image:title>
    </image:image>
  </url>

  <!-- ══ CORE TOOLS ══ -->
  <url>
    <loc>https://poly-sim.com/poly-sim_score.html</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>hourly</changefreq>
    <priority>0.98</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Poly-Sim Score — Information-Adjusted Rating for Every Polymarket Bet</image:title>
    </image:image>
  </url>

  <!-- hall-of-whales removed from sitemap: now disallowed in robots.txt -->



  <url>
    <loc>https://poly-sim.com/geopolitical_global_odds_map.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>hourly</changefreq>
    <priority>0.92</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Global Pulse — Live Geopolitical Prediction Market Odds Map</image:title>
    </image:image>
  </url>

  <!-- bitcoin_up_or_down removed from sitemap: now disallowed in robots.txt -->

  <url>
    <loc>https://poly-sim.com/whale-analytics.html</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.93</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Whale Analytics — Polymarket Big-Money Trade Patterns &amp; Intelligence</image:title>
    </image:image>
  </url>

  <!-- ══ DECISION ENGINE ══ -->
  <url>
    <loc>https://poly-sim.com/engine/daily-edge.html</loc>
    <lastmod>2026-06-14</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.90</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Daily Edge — AI-Ranked Mispriced Polymarket Bets</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/engine/btc-odds.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.7</priority>
  </url>



  <!-- ══ EXCHANGES &amp; AFFILIATE TOOLS ══ -->
  <url>
    <loc>https://poly-sim.com/exchanges.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Where to Trade — Best Exchanges for Polymarket Traders</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/tools/crypto-tax-guide.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Polymarket Tax Guide — How to File Crypto Prediction Market Taxes</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/tools/exchange-crypto-instantly.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Exchange Crypto Instantly — USDC to Any Coin</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/tools/automate-crypto-trading.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Automate Crypto Trading — Rules-Based Trading Bots</image:title>
    </image:image>
  </url>

  <!-- ══ PREDICTION WIKI ══ -->
  <url>
    <loc>https://poly-sim.com/wiki/</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.90</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Prediction Market Wiki — Free Polymarket Education Hub</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/what-is-a-prediction-market.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>What Is a Prediction Market? Complete Beginner's Guide</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/how-polymarket-works.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>How Polymarket Works — Step-by-Step Guide to Trading</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/prediction-market-strategies.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.83</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Prediction Market Trading Strategies — Polymarket Edge Guide</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/bankroll-management-prediction-markets.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.83</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Kelly Criterion &amp; Bankroll Management for Polymarket Traders</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/whale-trading-psychology.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Whale Trading Psychology — How Big Bettors Think on Polymarket</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/probability-odds-explained.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Probability &amp; Odds Explained — Polymarket Implied Probability Guide</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/reading-prediction-market-charts.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Reading Prediction Market Charts — Price History &amp; Volume Analysis</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/binary-options-vs-prediction-markets.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Binary Options vs Prediction Markets — Key Differences Explained</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-liquidity-spread.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Polymarket Liquidity &amp; Spread — How to Minimize Slippage</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-resolution-explained.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Polymarket Resolution Explained — UMA Oracle &amp; Edge Cases</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/kelly-criterion-explained.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.82</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Kelly Criterion Explained — Optimal Bet Sizing for Prediction Market Traders</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/how-to-read-crypto-charts.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.78</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-tax-guide.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/implied-probability-explained.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/usdc-vs-usdt.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.78</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/prediction-market-arbitrage.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/what-is-a-crypto-wallet.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.76</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/defi-vs-cefi.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.76</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-alternatives.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/expected-value-trading.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/how-to-use-leverage-safely.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.76</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/market-manipulation-prediction-markets.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.78</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/what-is-pusd-polymarket.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.78</priority>
  </url>

  <!-- ══ NEW EN HUBS (v86) ══ -->
  <url>
    <loc>https://poly-sim.com/wiki/is-polymarket-safe.html</loc>
    <lastmod>2026-09-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.86</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Is Polymarket Safe? Security, Risks &amp; Regulation Explained</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/election-prediction-markets.html</loc>
    <lastmod>2026-09-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.86</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Election Prediction Markets — How Odds Forecast Elections</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/crypto-prediction-markets.html</loc>
    <lastmod>2026-09-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.86</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Crypto Prediction Markets — Bitcoin &amp; Ethereum Odds Guide</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/best-prediction-markets.html</loc>
    <lastmod>2026-09-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.86</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Best Prediction Markets — Ranked Comparison for Traders</image:title>
    </image:image>
  </url>

  <!-- ══ WIKI — KEEP & INDEX (══ -->
  <url>
    <loc>https://poly-sim.com/wiki/polymarket-beginners-guide.html</loc>
    <lastmod>2026-05-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.90</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/how-to-copy-polymarket-whales.html</loc>
    <lastmod>2026-05-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.82</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-accuracy-study.html</loc>
    <lastmod>2026-05-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.82</priority>
  </url>

  <!-- kept: unique content, not near-duplicates -->
  <url>
    <loc>https://poly-sim.com/wiki/how-to-win-on-polymarket.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.90</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-whale-wallets.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.87</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/prediction-market-vs-stocks.html</loc>
    <lastmod>2026-05-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.87</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/prediction-market-news-trading.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-fees-explained.html</loc>
    <lastmod>2026-07-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.88</priority>
  </url>

  <!-- redirected near-duplicates REMOVED from sitemap -->
  <!-- polymarket-kelly-criterion.html → kelly-criterion-explained.html -->
  <!-- polymarket-position-sizing.html → bankroll-management-prediction-markets.html -->
  <!-- polymarket-strategy-guide.html → prediction-market-strategies.html -->
  <!-- polymarket-expected-value.html → expected-value-trading.html -->
  <!-- polymarket-arbitrage.html → prediction-market-arbitrage.html -->
  <!-- polymarket-tax-2026.html → polymarket-tax-guide.html -->

  <!-- ══ CALCULATORS ══ -->
  <url>
    <loc>https://poly-sim.com/calculators/</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.88</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Free Crypto &amp; Prediction Market Calculators — poly-sim.com</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/kelly-criterion.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/expected-value.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/implied-probability.html</loc>
    <lastmod>2026-09-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/profit-calculator.html</loc>
    <lastmod>2026-09-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/position-size.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.82</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/compound-interest.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.82</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/crypto-tax.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.82</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/crypto-converter.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.78</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/currency-converter.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.78</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/calculators/inflation-adjusted-return.html</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.78</priority>
  </url>

  <!-- ══ NEW WIKI PAGES (v63) ══ -->
  <url>
    <loc>https://poly-sim.com/wiki/polymarket-vs-kalshi.html</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Polymarket vs Kalshi 2026 — Which Prediction Market Is Better?</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-mobile-app.html</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.84</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Polymarket Mobile App 2026 — iOS &amp; Android Guide</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-usdc-deposit-guide.html</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.86</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>How to Deposit USDC on Polymarket 2026 — Step-by-Step Guide</image:title>
    </image:image>
  </url>

  <url>
    <loc>https://poly-sim.com/wiki/polymarket-withdrawal-guide.html</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.86</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>How to Withdraw from Polymarket 2026 — USDC Cashout Guide</image:title>
    </image:image>
  </url>

  <!-- ══ LEARN HUB ══ -->
  <url>
    <loc>https://poly-sim.com/learn/</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.90</priority>
    <image:image>
      <image:loc>https://poly-sim.com/og-image.png</image:loc>
      <image:title>Learn Crypto, Trading, DeFi &amp; Finance — poly-sim.com Academy</image:title>
    </image:image>
  </url>

  <!-- ══ LEARN CATEGORY HUBS ══ -->
  <url>
    <loc>https://poly-sim.com/learn/crypto/</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.84</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/learn/finance/</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.84</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/learn/trading/</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.84</priority>
  </url>

  <url>
    <loc>https://poly-sim.com/learn/defi/</loc>
    <lastmod>2026-05-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.84</priority>
  </url>

  <!-- ══ LEARN / CRYPTO ══ -->
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  <!-- ══ LEARN / TRADING ══ -->
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  <!-- ══ LEARN / DEFI ══ -->
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  <!-- ══ ACADEMY ══ -->
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    <image:image>
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      <image:title>poly-sim.com Academy — Free Crypto, Trading, DeFi &amp; Prediction Market Education</image:title>
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  <!-- ══ NEW WIKI PAGES (2026-07-13) ══ -->
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      <image:title>Polymarket Bitcoin Markets: Trading BTC Price Odds Explained</image:title>
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  <!-- search.html removed: noindexed -->

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  <!-- ══════════════════════════════════════════════════════════════
       MULTILINGUAL CONTENT — 11 language silos
       Added: 2026-09-02 | Updated: 2026-09-03 | 297 URLs (11 hubs + 22 indexes + 242 pages + 22 calc indexes)
       Languages: ar hi ru ko ja pt es fr tr vi id
       ══════════════════════════════════════════════════════════════ -->

  <!-- ══ AR — Arabic ══ -->
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  <!-- ══ HI — Hindi ══ -->
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  <!-- ══ RU — Russian ══ -->
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